Business Insurance: Creams cut pain, but price is the rub
Topical creams are becoming part of the mix of pain treatment options as doctors look for alternatives to addictive opioids.
Topical creams are becoming part of the mix of pain treatment options as doctors look for alternatives to addictive opioids.
In a recent Claims Journal “Expert Viewpoint” article, Michele Hibbert provides an update on state regulatory and legislative issues and the fate of proposed OSHA safety rules.
Complex claims often come with uncertainty. A well-timed Functional Capacity Evaluation (FCE) can bring clarity, but only if used with purpose. Done right, an FCE helps move claims forward. Used too early or without clear direction, it can stall progress or increase costs.
Substance misuse can derail recovery, extend return-to-work timelines, and complicate claims. For adjusters managing complex cases, knowing how commonly abused drugs affect the body, how long they stay detectable, and their associated risks is essential. Here's a practical guide to help you spot red flags and understand the implications.
Driving better outcomes, faster recoveries and lower overall claim costs requires more than a basic physical therapy network. A high-performing specialized therapy network does more than check the boxes, it takes a collaborative approach to understand your organization’s dynamics and specific program goals.
As more employees work later into life, the risk of workplace injuries—especially musculoskeletal disorders—is on the rise. This article explores how ergonomic strategies can help risk managers protect older workers, cut injury-related costs, and maintain productivity. You'll learn why ergonomics matters, what interventions work, and how to adapt jobs in industries most affected by age-related injury risk.
Discover practical strategies to overcome auto claims complexity and rising costs.