Key Implementation Considerations from Kentucky's New PIP Fee Schedule
For decades, Kentucky's no-fault auto system operated without a dedicated Personal Injury Protection (PIP) medical fee schedule. That changed with the enactment of House Bill 627, which established a new reimbursement framework for PIP medical benefits by incorporating Kentucky workers' compensation fee schedule rates.
Auto Casualty Claims
8 MIN READ
First-party automobile medical claims reflect a market that is beginning to demonstrate measurable cost discipline after several years of steady severity growth. Following increases in allowed medical cost per claimant from 2022 through 2024, the 2025 loss year marks the first year-over-year decline in allowed cost per claimant, decreasing 0.6% from the prior year.
Behavioral Health Trends in Workers’ Compensation
3 MIN READ
This study looked at all lost-time (LT) claims with dates of injury 1/1/2025–12/31/2025, valued at 15 months (3/31/2026) to determine the impact of behavioral health treatments on the costs of a workers’ compensation claim. We looked at the impact of behavior health treatments (identified by diagnosis and/or CPT treatment codes) on the total medical costs of claims, the total medical treatment duration days, and the frequency of the different types of behavioral health diagnoses.
State Regulatory Surge, Federal Shifts Reshaping Workers’ Comp
Explore how rising regulatory activity, AI oversight and evolving workplace policies are reshaping workers’ comp claims management. In this Claims Journal article, Enlyte experts break down the compliance, litigation and operational risks organizations should be watching closely.
What Really Drives P&C Policy Change: It’s Local
Ever wonder what really drives legislative decisions, and why some seemingly “no-brainer” policies don’t pass? We dig into the idea that all politics is local and what that actually looks like in practice, especially for those in the P&C space.
What New State Health Care Proposals Could Mean for Workers' Comp and Auto
4 MIN READ
Single-payer healthcare proposals may affect workers’ comp and auto medical benefits. See what state bills could mean for P&C strategy planning today.
The Hidden Risk in Third Party Claims Isn’t Regulation—It’s Execution
In this Enlyte Envision podcast, Dan Zemel, director of product management, and Michele Hibbert, SVP, regulatory compliance management, discuss legislation that could soon impact third party claims and why proactive planning, integrated data, and adaptable technology are critical to staying compliant and competitive.
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