In its simplest form, the Medicare Set-Aside (MSA) is a pool of funding reserved for future accident-related treatment once a workers' compensation case is settled. However, because of its complex nature, some employers will go the MSA route when there are better options available, or they'll falsely believe a settlement agreement will cover these expenses and decide not to pursue.
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The phone in your pocket shouldn’t really be called a phone, should it? After all, making calls isn’t its primary purpose.