Insights
Plugged-In: EV Collision Insights Q3 2025
Claims frequency for repairable, collision-damaged battery electric vehicles (BEVs) rose to 3.21% in the U.S.—an all-time high and increase of 4.2% year over year. Predictably, new BEV purchases surged, jumping 36% compared to Q3 2024 as many American consumers capitalized on the $7,500 tax credit that expired on September 30. Several large automakers including GM, Ford, Kia and Hyundai reported record-breaking BEV sales in Q3 with Hyundai posting a 153% annual increase in September BEV purchases.
Business Insurance Video: Comp Spotlight with Mike Cwynar
Mike Cwynar, senior vice president of product management at Enlyte, discusses how artificial intelligence is being implemented in workers comp claims processes.
The Shifting Landscape of Medical Costs: How Workers’ Compensation is Becoming a Payor of Last Resort
4 MIN READ
Workers’ compensation cost shifting occurs when medical or wage-loss expenses move from health plans to workers’ compensation, often as deductibles rise. Watch for soft-tissue/cumulative trauma signals and tighten intake, clinical review, and network steering to help reduce impact.
Person-First Support Drives Better Recovery and Return-to-Work Results
3 MIN READ
Discover how case managers identify physical, mental, and social barriers to recovery, helping you prevent routine claims from becoming high-risk. Learn practical techniques to keep injured workers engaged and claims on track.
Ask The Pharmacist: What Adjusters Need to Know About Trubrexa, a High-Cost Topical Analgesic
3 MIN READ
Private label topical analgesics (PLTAs) continue to push pharmacy spend higher in workers' compensation claims. Trubrexa is starting to stand out on volume and cost, especially in Florida and Georgia. You often see these products dispensed out-of-network through physician offices or specialty mail order pharmacies. That trend mirrors a larger pattern where topical analgesics make up 13.9% of out-of-network prescriptions but 40.2% of out-of-network spending. Manage PLTAs proactively and guide care to evidence-based, lower-cost options to protect outcomes and budgets.
Close More Files at Year End with Field Case Management
2 MIN READ
As the year winds down, inboxes fill up, providers take time off, and everyone wants to know when the claim will close. That slows progress when you already carry a full inventory. Use targeted field case management tasks to move stalled files, clear barriers, and give yourself time back so you start the new year with fewer open questions and fewer open files.
78-Year-Old Employee Returns to Work After Complex Hip Fracture
2 MIN READ
See how a 78-year-old maintenance worker overcame a complex hip fracture with field case-management support from Enlyte, returning to modified duty in six weeks and full duty soon after—while saving more than $100K in combined indemnity and medical costs.
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